Remove postcode from borrowing capacity calculation | Mercury

Remove postcode from borrowing capacity calculation

complete

Andy McGorlick

I am not aware of any lender that requires postcode for borrowing capacity calculation. The provision of this in Mercury has been a long frustration of mine and I don't know why this has been retained in the new version. Can we please get rid of it?

March 2, 2020

Braedyn Lees

marked this post as

complete

Braedyn Lees

Hi Andy,
Just touching base to let you know the postcode has been removed from the borrowing capacity calculation.
Thanks,
Braedyn

Glenn Lees

marked this post as

under review

Glenn Lees

Hi Andy McGorlick - the postcode is required by the NextGen servicing API that we utilise - we'll look into seeing whether we can pass that anonymously so you don't have to enter anything - especially if it's not actually being used by the servicing engine.

Andy McGorlick

Glenn Lees: That would be a great solution. It is so un-intuitive that I always forget to enter a postcode and get an error every time I hit calculate. It is a small thing but I find it incredibly frustrating.

ANDREW TAN

Glenn Lees: Or could a default value be used? eg. Use the applicant's home postcode or the user's postcode?